Are you looking for a great affordable car? Do you have bad credit or credit challenges? Then you’ve come to the right place. Our expert team of auto finance specialists will assist with your next bad credit car loan and get you the vehicle you deserve…today!

It’s a challenge to get auto loans if you have bad credit because only a select few dealerships in Canada are willing to work with you. That’s why we’re here, all of our 350+ dealership partners work with customers with bad credit or no credit customers. Our goal is to get you approved for car financing and find you a vehicle with reasonable payments that actually help rebuild your credit, with reasonable monthly payments… Regardless of your credit history.

We Have Made the Process of Getting Bad Credit Car Loans Approved Simple

  1. The process starts when you complete an online car loan application. It’s free to apply, only takes 2 minutes and is 100% secure.
  2. You will be contacted by a local licensed dealer representative who will begin working on your approval immediately. You will get presented multiple loan options and then choose a time to come pick out a vehicle. Yup, it's that easy!

So, if you want to reestablish your credit and you’re tired of being turned down because of bad credit – apply now to get approved!

Sandy Was Afraid She Would Be Denied Before We Got Her Approved

“You walked me through everything and made me feel very comfortable.

I am so happy with the way things went when I was purchasing my very first car. I was very nervous since I was rebuilding my life and was afraid to be denied. But look at me…. wow, and what a great deal.

Thank you so much for all your help. Your walked me through everything and made me very comfortable. I will be back but not soon as I love my new car. Thanks again!”
- Sandy

Bad Credit Situations We Can Help Overcome:

  • Missed Payments: most people have missed a payment or two in their lifetime
  • No Credit / First-time loan: everyone has to start somewhere
  • Bankruptcy: Starting fresh is a good thing, build your credit faster by making payments on a great vehicle
  • Divorce: It happens to more than 35% of marriages
  • Repossessions: Got a bad deal? Ran into hard times? It happens.
  • Consumer Proposals: We get it, everyone deserves a fresh start.
  • New to Country: Welcome! Many Brampton residents weren’t born in Canada – we can help!

There are a variety of reasons why someone has poor credit. No matter what the situation is, we can help you!

Making Payments on a Vehicle Can Help Re-Establish Your Credit

We realize that there are many situations that cause people in Brampton to have bad credit. The good news is that your credit score can be repaired with regular on-time payments reported to the Credit Bureau. so you can get the car you want today while rebuilding your credit for tomorrow. Simply Apply Online in under 2 minutes, to be on your way to good credit while driving your new car.

Not only did they help us get into a newer vehicle but they are helping us rebuild our credit... I would recommend them to anyone who is looking for a newer vehicle with less then stellar credit.
- Stephanie

What Makes Canada Drives® Different from Traditional Options Like a Bank?

  • Past credit mistakes won't follow you, apply regardless of your credit situation
  • Quick and painless - simple 2-minute online application
  • Pre-approved no wasted time looking at vehicles you can’t afford
  • No need for multiple appointments drive a car you’ll love in <24 hours
  • Massive selection, through our extensive nationwide network of 350+ dealers
  • Free and no obligation application

Apply for a Car Loan

Your online application takes only 2 minutes to complete and we only ask for information we actually need.
Get Approved Today Or feel free to call us at 1-888-865-6402

Apply for Your Car Loan

Your online application takes only 3 minutes to complete and we only ask for information we actually need.

Get Approved Today

Or feel free to call us at