Lease or Buy a Car in Victoria, BC

Over 83% of Canadians either finance or lease their new car. Traditionally, car loans and leases are applied for through dealerships or directly through banks. Many applications get declined due to less-than-stellar credit. But there’s an easier route to getting approved.

Canada Drives aims to streamline the car buying and leasing process for Canadians by offering quick and easy online pre-approvals, and by working with dealerships that can serve Canadians with any credit situation.

If you’re a resident of Victoria, or anywhere on Vancouver Island for that matter, you don’t even need to leave your house to get pre-approved for motor finance. Good credit? Bad credit? No credit? There is a car out there that fits your budget and credit situation. We can help you find it.

Canada Drives Car Leasing Helps Canadians in All Types of Credit Situations

We partner with experienced dealerships that specialize in approving car finance for customers with bad credit. Our dedicated and experienced staff are experts in helping customers with bad credit get approved. Our 350 dealership partners can pre-approve you, so you’ll know what you can afford before committing to a specific vehicle. We have access to a massive inventory of cars in all price ranges that fit any budget. There’s always a special offer, deal, or sale going on so make sure you ask about them!

Kenneth got his first car with no credit:

"Employees were very polite, patient and professional. As a first-time car owner, it came down to more questions than progress. They are very knowledgeable about cars and what they are doing. The first car was a Nissan Sentra with low mileage, and all accessories included. I'm very happy with their service, and they help people with good or bad credit. Highly recommend for those who are looking for their first car."

Should I Lease or Buy?

Leasing or buying a vehicle are both options that each have their own advantages and disadvantages. Making the right decision is entirely based on your personal needs and situation. If you're interested in finding out more, check out our blog post that delves into both options to help you decide what's right for you.

Why Would I be Denied a Car Lease?

We work with you to streamline the process of getting a loan. Here are two of the most common reasons why a traditional lender might deny your auto financing:

No credit history: Having little to no credit history is a common reason why younger citizens and immigrants might get refused finance. The earliest age that someone can start building credit is 18 years old. Canada Drives works with 1st-time buyers to help them get approved for a great vehicle.

Bad credit history: Bad credit is due to missed payments, collections, bankruptcy, divorce, and many other reasons. We work with a wide variety of dealerships and lenders that are equipped to work with individuals with no credit history.

Many people all over Canada, including Victoria, BC, have good reasons for having bad credit. The good news is that your credit can be rebuilt with regular on-time payments so you can get the car you want today. Simply apply online in under two minutes.

"Not only did they help us get into a newer vehicle but they are helping us rebuild our credit... I would recommend them to anyone who is looking for a newer vehicle with bad credit." – Stephanie

How Can I Get Approved for a Car Lease Near Me?

Once you complete our 2-minute application, we’ll match you with a dealership in Victoria that can handle all credit situations. And we don't just serve Victoria, BC. Canada Drives can find the right car for you no matter where you live on Vancouver Island.

What Makes Canada Drives® different than traditional options like a bank?

  • You can apply regardless of your credit situation. Bad credit can take a back seat.
  • The online application process takes just three minutes to complete
  • Your pre-approved status means you won’t have to waste time looking at vehicles you can’t afford.
  • There’s no need for multiple appointments. Drive away in a car you love in less than 24 hours.
  • Choose from a massive selection thanks to our extensive, nationwide network of over 350 dealers.
  • You're in control at all stages of the process. There's no obligation to commit. We'll do the work for you, but you're in the driver's seat.

Let's get you behind the wheel of your new car in less than 24 hours. Apply Online Today!

Apply for Your Car Loan

Your online application takes only 2 minutes to complete and we only ask for information we actually need.

Get Approved Today

Or feel free to call us at
1-888-865-6402