How to Easily Get a Car Loan with Bad Credit in Courtenay

Getting approved for a car loan in Courtenay can be a headache, especially if you’ve have had issues with credit in the past. Shopping for a car can be a huge waste of time if you’re not working with a company that is equipped to finance people with bad credit. The last thing you want to do is invest time hopping from dealership to dealership being turned down or going to the bank just to hear “no.”

Whether you’re looking for a car loan or a car lease, Canada Drives will help you get approved and find you a vehicle you'll love, regardless of your credit situation.

It's Fast, Free, and Convenient with No Obligation!

Our service is 100% free to use, and our online application takes under two minutes to complete. We only ask you for some basic information required to get you approved.

Our specialists can help when most lenders can’t, which has allowed us to approve thousands of Canadians with bad credit.

Why we can help when others cannot:

  • We only work with experienced lenders that specialize in approving loans for customers who don’t have good credit.
  • We have dedicated staff with years of experience in helping customers with bad credit or other challenging credit situations.
  • We have over 350+ dealership partners with a large inventory of affordable vehicles in all price ranges to fit your budget.
  • We offer $0 down and low monthly payment options, even for bad credit situations!

Kenneth got his first car with no credit:

"Employees were very polite, patient, and professional. As a first-time car owner, it came down to more questions than progress. They are very knowledgeable about cars and with what they are doing. First car was a Nissan Sentra with low mileage, and all accessories included. I'm very happy with their service, they help people with good or bad credit. Highly recommend for those who are looking for their first car."

Apply Online Today – It’s quick, easy and 100% secure.

Bad Credit Situations We Can Help Overcome:

There are many reasons why you might have bad credit. Here are a few situations that we’ve helped people overcome:

  • Late payments and missed payments
  • Overdrawn bank accounts
  • High debt service ratios
  • Discharged and undischarged bankruptcies
  • Written off loan and credit card accounts
  • R2’s, R3’s, R4’s, R5’s, and R9’s
  • I2’s, I3’s, I4’s, I5’s, and I9’s
  • Credit counselling and R7’s
  • Outstanding collections

If you are experiencing a situation we haven’t listed, chances are we can still help—contact us today to find out!

Making Payments on a Vehicle Can Help Re-Establish Your Credit

Did you know that making payments on a vehicle will help re-establish your credit? It’s true. By making regular on-time payments on your car loan, you can build or re-establish your credit. Why? Because it shows creditors that you're a trustworthy borrower.

"Not only did they help us get into a newer vehicle, but they are helping us rebuild our credit...I would recommend them to anyone with less than stellar credit who is looking for a newer vehicle.” - Stephanie

How Can I Get Approved for a Car Loan near Me?

Once you complete our 2-minute application, we’ll match you with a dealership on Vancouver Island that can handle all credit situations. Whether you live in Courtenay, Victoria, or anywhere in British Columbia for that matter, Canada Drives can find the right car for you.

What Makes Canada Drives® Different Than Traditional Options like a Bank?

  • We are not concerned about your past credit mistakes, apply regardless of your credit situation.
  • We have made the process very quick and painless with our simple 2-minute online application.
  • We’ll get you pre-approved so you don’t waste time looking at vehicles you can’t afford.
  • No more multiple appointments with the bank, you can be driving a car you’ll love in a little as 24 hours.
  • Massive selection of cars, trucks, vans and SUVs, through our extensive nationwide network of 350+ dealers.
  • There is no obligation and our application process is free.
  • We promise to help you get approved and find you a vehicle you'll love, regardless of your credit situation.
  • Let's get you behind the wheel of a car you love!

    Apply online for a car loan in minutes and get approved within 24 hours. Or feel free to call us at +1 888-865-6402.

Apply for Your Car Loan

Your online application takes only 2 minutes to complete and we only ask for information we actually need.

Get Approved Today

Or feel free to call us at
1-888-865-6402