Canada Drives has changed the way Canadians find their next vehicle. We leverage technology to deliver fast auto finance, so you can be driving your new car in less than 48 hours! 

We know how frustrating it can be waiting to hear back from the bank. But our mission is to get you approved and into your next vehicle faster than you thought possible, even if you have bad credit or no credit.

From Victoria to St. Johns and everywhere in between, we work with thousands of Canadians each month to secure the auto financing they need.

Ready to check your eligibility? Go to our free application and find out in 3 minutes! 

The trouble with banks

If you decide to finance a car purchase through your bank, you can make an appointment with a loan officer who reviews your application. 

If you opt for auto finance from a bank, there can be a lot of back and forth with paperwork between the bank and dealership.

Altogether, it typically takes two or three appointments over the span of three to seven days (or more) to get auto financing at a bank.

It can take even longer to get approved for a bank loan if your credit is less than stellar, and the banks will often decline your credit application.

Fortunately—thanks to the rise of financial technology—banks aren't the only place to go when you need a car loan...

The rise of fast auto finance in Canada

Since 2010, Canada Drives has been partnering with lenders and dealerships to build a nationwide network and an industry-leading service. It's not only easier to get approved for your car loan with us, but it's also faster! 

Why more-and-more Canadians are choosing the Canada Drives Advantage:

  • Quick online application: We have made the online application extremely quick and painless. It takes less than 3 minutes to complete!
  • Fast auto loan pre-approval: Don’t waste time looking at vehicles you can’t afford. Apply online and get preapproved on the same day!
  • No more dreaded appointments: We do everything by phone or email. It means less paperwork and less effort for you!
  • We work with ALL credit situations: Bad credit? No credit? No matter where you are on the credit spectrum, our digital doors are open 24/7!
  • Tried & trusted: Since 2010, we've been helping customers find great cars and affordable loans! Over one million Canadians have applied for finance with us!
  • It's FREE to apply: What have you got to lose? See what you're eligible for today!
  • We're nationwide: If you think we can't serve your region, think again! We serve ALL provinces, counties, cities, and towns!

Here's how it works: 

Step 1 - First, we ask you to pick a vehicle type. By indicating which type of car you are looking to finance, we are able to find dealers that have this particular kind of vehicle in their inventory.

Step 2 - Next, you need to fill out our online Car Loan Application form. This questionnaire takes just 3 minutes and we only ask for basic details. With this information, we are able to determine how much you're eligible for. 

Step 3 - Then, we'll match your application with a certified dealer partner who is able to discuss your vehicle options. You can expect to be contacted by a dealership near you that is in the best position to offer you a suitable vehicle with a monthly payment that makes sense. With some of the industry's best professionals working on our teams, you could be approved and driving your new car as quickly tomorrow!

How to speed up the approval process?

To get your new car without delay, there are just a few simple documents you need to provide via email. Generally, you need:

  • Driver's license with your date of birth; you must be at least 18 years old
  • Recent pay stubs, bank statements to show full-time income
  • A place you legally call home and have your mail sent to - your address

Get your quick car loan with Canada Drives!

Whether you have good credit, bad credit, or no credit, you can be preapproved in a few hours and matched with a dealership in your area. With a preapproval in your back pocket, you won't waste time looking at vehicles you can't afford! Then, all you need to do is visit the dealership, pick your car, and drive away!

It all starts with a simple online questionnaire that takes three minutes to complete, and you could be driving your new car by tomorrow!

It really is that quick!

Apply for Your Car Loan

Your online application takes only 3 minutes to complete and we only ask for information we actually need.

Get Approved Today

Or feel free to call us at
1-888-865-6402