How to Get a Car with Bad Credit in British Columbia

The Easiest Way to Buy a Car in Canada.

Buying a car with bad credit in B.C. can feel like a big waste of time! Weeks could be spent searching and inquiring with nothing to show for your effort. 

It’s a story shared by many British Columbians. You hit all the dealerships in sight—from Downtown to the suburbs and everywhere in-between. Maybe you even stray a little further from home, trekking out to neighboring cities in search of that perfect car deal… 

And maybe you even find it a few times. But then, as soon as it’s auto financing time, your bad credit kills your chances of being approved for a loan and poof, your dreams of a new ride vanish into thin air. 

Fortunately, those days are behind us. Now you can find your car and get approved for your car loan online, even if you have bad credit.

Get a bad credit car loan online with Canada Drives

Canada Drives makes car shopping easy. If you’ve been declined for a car loan in the past because of bad credit you’ve come to the right place. More than a million Canadians have found reliable vehicles with affordable auto financing through Canada Drives. But don’t believe us—check out our reviews on Trustpilot for yourself. 

What you can expect when you shop with Canada Drives

  • Find your car and organize your car loan—all 100% online
  • Works with all credit situations, including bad credit and no credit. 
  • Pay online or fill out an easy online finance application that takes 3 minutes to complete. 
  • Fast pre-approvals, typically within hours or the same day. 
  • Massive selection of certified pre-owned vehicles in our online inventory.
  • Vehicles delivered as soon as the same day to most regions in B.C.
  • Love your new car or return it with our 7-Day Money-Back Guarantee!

How it works

  1. Get pre-approved: If you have low credit, we recommend getting pre-approved as a first step. By getting approved for your car loan now, you'll know exactly how much auto financing you can secure and you will save a lot of time finding the right vehicle. This pre-approval will not hurt your credit and there is no obligation to do anything once you receive your approval terms. Get pre-approved now!
  2. Start your search: Browse our certified inventory and choose your car. You can sort by year, make, model, lifestyle, whatever you decide to easily narrow down your options.
  3. Choose your method of payment: Complete the entire purchase online. You can pay by cash, credit card or bank draft. Or, you can finance your chosen car with your bank or with us by completing a short, 3-minute online application.
  4. Get it delivered anywhere in BC: We’ll bring your new car to you. Once you have chosen your car you can pick a delivery date and time that fits your schedule and we’ll deliver it straight to your doorstep. Then, just sit back and relax! 

What brands does Canada Drives work with?

We connect customers to the best local deals on all types of used cars, SUVs, trucks and more. Here are just a few of the brands we work with:


General Motors











Get started today

If you’re tired of wasting your time shopping for cars and applying for car loans the old-fashioned way, get started with Canada Drives today. Even if you have bad credit, you could be driving your new car in as little as 24 hours!

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