Ontario Bad Credit Car Loans

The Easiest Way to Buy a Car in Canada.

Are you struggling to buy a vehicle due to bad credit or no credit?

It’s a story shared by many Ontarians. You hit all the dealerships in your town or city. Maybe you even stray a little further from home searching for that perfect car deal… 

And maybe you even find it a few times. But then, as soon as it’s auto financing time, your bad credit kills your chances of being approved for a loan and poof, your dreams of a new ride vanish into thin air. 

Fortunately, those days are behind us.

Get pre-approved for a car loan with bad credit

Whether you live in Ottawa, Toronto, London, Hamilton, Kitchener, or anywhere in between, Canada Drives makes car shopping easy. If you’ve been declined for a car loan in the past because of bad credit you’ve come to the right place. More than a million Canadians have trusted Canada Drives to help get them pre-approved. 

What you can expect when you shop with Canada Drives

  • Get pre-approved for a car loan using this easy online application.
  • Works with all credit situations, including bad credit and no credit. 
  • Fast pre-approvals, typically within hours. 
  • Get matched with a local dealership in your area that specializes in bad credit financing.
  • Choose from a selection of quality vehicles that you are pre-approved for. 
  • No wasted time shopping for cars you can't afford.
  • No fear of rejection in the finance office. 

How it works

    1. Get pre-approved: Apply online in minutes from anywhere.
    2. See vehicles you can afford: We’ll connect you with a local dealership who will show you cars that you already qualify for, saving you time and avoiding any stress.
    3. Pick the car you want: Choose the vehicle that is right for you and it’s yours! Typically we can have you in a new car in as little as 48 hours.

Get started today

If you’re tired of wasting your time shopping for cars and applying for car loans the old-fashioned way, get started with Canada Drives today. Even if you have bad credit, you could be driving your new car as soon as tomorrow!

Did you know that getting a car loan can help you build your credit?

Building a positive payment history by successfully making payments towards your car loan can help you increase your credit score, which can eventually unlock future opportunities for larger loans and better rates.

So remember, if the car you get pre-approved for today isn’t your dream car that is OK! Think of it as the first step towards improving your credit score, which will help you get exactly what you want in the future.

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