Get Approved Online Today with Bad Credit, Or No Credit History in Kingston!

Getting a Car Loan in Kingston is difficult if you’ve run into issues with credit in the past. The majority of dealerships in Kingston do not serve people with less than good credit. The last thing you want to do is waste time hopping from dealership to dealership being turned down or going to your bank to hear “no”.

We recognize that at there are a variety of situations that can cause a person in Kingston to have bad credit. Trying to find financing for a vehicle when you have no credit can be a huge waste of time – we make it as easy as possible. Canada Drives is the leader in Kingston for connecting customers with car financing, regardless of credit.

It's Fast, Free & Convenient with No Obligation!

Our service is 100% free to use and our online application takes under 3 minutes to complete. We only ask you for the information required to get you approved. You can take comfort in knowing your information is secure throughout our seamless application process. Our specialists can help when most lenders can’t, which has allowed us to approve 1,000’s of Canadians with bad credit.

Why We Can Help When Others Cannot:

  • We only work with experienced lenders that specialize in approving loans for customers who don’t have good credit
  • We have dedicated staff with years of experience in helping customers with bad credit or other challenging credit situations
  • We have over 350+ dealership partners with a huge inventory of affordable vehicles in all price ranges to fit your budget
  • We offer $0 down and low monthly payment options, even for bad credit situations!

Gary Was Shocked We Could Get Him a Car and is Now Improving his Credit

"Thanks to Canada Drives I was able to get this Mazda 3. Now, how we were able to purchase this car is beyond me as we have one of the worst credit histories but through them...we have a new vehicle. This picture was taken as we were getting ready to drive it off the car lot and bring it home!! Thank you so much Canada Drives because me deciding to click your link on Facebook got the ball rolling!!!” - Gary

Apply Online Today - It’s Quick, Easy And 100% Secure.

Bad Credit Situations We Help Overcome:

There are many reasons why you might have bad credit, here are a few situations that we’ve helped people overcome:

  • Late payments and missed payments
  • Overdrawn bank accounts
  • High debt service ratios
  • Discharged and undischarged bankruptcies
  • Written off loan and credit card accounts
  • R2’s, R3’s, R4’s, R5’s and R9’s
  • I2’s, I3’s, I4’s, I5’s and I9’s
  • Credit counselling and R7’s
  • Outstanding collections

If you are experiencing a situation we haven’t listed, chances are we can still help – just contact us to find out!

Making Payments on a Vehicle Can Help Re-Establish Your Credit

The good news is that our financing specialists are experts at getting past these hurdles, and your credit will start to recover after consistent monthly car payments.

"Not only did they help us get into a newer vehicle but they are helping us rebuild our credit... I would recommend them to anyone who is looking for a newer vehicle with less then stellar credit. - Stephanie

What Makes Canada Drives® Different than Traditional Options Like a Bank?

  • Past credit mistakes won't follow you, apply regardless of your credit situation
  • Quick and painless - simple 2 minute online application
  • Pre-approved no wasted time looking at vehicles you can’t afford
  • No need for multiple appointments, drive a car you’ll love in <24 hours
  • Massive selection, through our extensive nationwide network of 350+ dealers
  • Free and no obligation application

Ready to apply? Apply online and get approved today!

Apply for Your Car Loan

Your online application takes only 3 minutes to complete and we only ask for information we actually need.

Get Approved Today

Or feel free to call us at