Your #1 Resource for London Ontario Bad Credit Car Loans

Getting approved for a Car Loan in London can be agonizing, especially if you’ve have had issues with credit in the past. Shopping for a car can be a huge waste of time if you’re not working with a company that is equipped to finance people with bad credit. The last thing you want to do is invest time hopping from dealership to dealership being turned down or going to the bank just to hear “no”.

Whether you’re looking for a car loan or a car lease, Canada Drives® will help you get approved and find you a vehicle you'll love, regardless of your credit situation.

How Do I Get Car Financing in London if I have bad credit?

  • The process starts when you complete an online application. It’s free to apply, only takes 2 minutes and is 100% secure.
  • You will be contacted by a local licensed dealer representative who will begin working on your approval immediately. You will get presented multiple loan options and then choose a time to come pick out a vehicle. Yup, it's that easy!

So, if you want to reestablish your credit and you’re tired of being turned down because of bad credit – apply now to get approved!

Sandy Was Afraid She Would Be Denied Before We Got Her Approved

"You walked me through everything and made me feel very comfortable.

I am so happy with the way things went when I was purchasing my very first car. I was very nervous since I was rebuilding my life and was afraid to be denied. But look at me…. wow, and what a great deal.

Thank you so much for all your help. You walked me through everything and made me very comfortable. I will be back but not soon as I love my new car. Thanks again!

- Sandy

Bad Credit Situations We Can Help Overcome:

  • Missed Payments: most people have missed a payment or two in their lifetime
  • No Credit / First-time loan: everyone has to start somewhere
  • Bankruptcy: Starting fresh is a good thing, build your credit faster by making payments on a great vehicle
  • Divorce: It happens to more than 35% of marriages
  • Repossessions: Got a bad deal? Ran into hard times? It happens.
  • New to Country: Welcome! Many London residents weren’t born in Canada – we can help!

There are a variety of reasons why someone has poor credit. No matter what the situation is, we can help you!

Making Payments on a Vehicle Can Help Re-Establish Your Credit

Did you know that making payments on a vehicle will help re-establish your credit? It’s true, this is a great opportunity to start rebuilding your credit. While most auto finance lenders overlook customers with less than perfect credit, we don’t. In fact, bad credit is our specialty. Most everyone makes mistakes with their credit and deserves a second chance. If you’re thinking about getting a car, truck, SUV or van, but aren’t sure about your credit, don’t worry, we’ll make it easy for you!

"Not only did they help us get into a newer vehicle but they are helping us rebuild our credit... I would recommend them to anyone who is looking for a newer vehicle with less then stellar credit.

- Stephanie

What Makes Canada Drives® Different than Traditional Options Like a Bank?

  • Past credit mistakes won't follow you, apply regardless of your credit situation
  • Quick and painless - simple 2-minute online application
  • Pre-approved no wasted time looking at vehicles you can’t afford
  • No need for multiple appointments, drive a car you’ll love in <24 hours
  • Massive selection, through our extensive nationwide network of 350+ dealers
  • Free and no obligation application

Apply for Your Car Loan

Your online application takes only 2 minutes to complete and we only ask for information we actually need.

Get Approved Today

Or feel free to call us at