NOVA SCOTIA BAD CREDIT CAR LOANS

Why do banks and dealerships in Nova Scotia make it so difficult for no credit and bad credit customers to access real options when it comes to buying a vehicle?

Fortunately, those days are behind us. Whether you live in Halifax, Cape Breton, Truro, Amherst, or anywhere in-between, you can find your car and get approved for your car loan online, even if you have bad credit.

How can I buy a car in Canada with bad credit?

Canada Drives makes car shopping easy. If you’ve been declined for a car loan in the past because of bad credit you’ve come to the right place. More than a million Canadians have trusted Canada Drives to help them find affordable auto financing.

How it works

1. Get pre-approved: By getting approved for your car loan now, you'll know exactly how much auto financing you can secure and it will save you a lot of time finding the right vehicle. It only takes a few minutes to see what you qualify for and there is no obligation to buy anything once you receive your approval terms. Get pre-approved now!
   
   
2. Choose your new car: Our dealership partner will review your finance terms with you and show you a selection of vehicles that you qualify for. You can then pick the car that best suits your needs and that's it! No Stress!
   
   
3. Drive away: Thanks to your pre-approval there is no fear of rejection. You'll only be presented with vehicle options that you qualify for. Typically Canada Drives customers can be driving away in their new car within 48 hours of their online application, sometimes as soon as the next day! 

What are the benefits of getting pre-approved for a car loan?

• Know your budget upfront – Pre-approval shows how much you can borrow and what your payments will look like, so you don’t waste time on cars outside your range.
  
  
• Improves negotiating power – You walk into the dealership as a serious buyer with financing already lined up, making it easier to focus on price.
  
  
• Saves time at the dealership – Most of the financing work is already done, so the purchase process is faster.
  
  
• Reduces stress and uncertainty – You’ll know in advance that you can get approved, even with bad credit, instead of worrying about being declined.
  
  
• Helps rebuild your credit – Lenders that specialize in bad credit auto financing report your payments to credit bureaus, which can improve your score over time.

What brands does Canada Drives work with?

We connect customers to the best local deals on all types of used cars, SUVs, trucks and more. Here are just a few of the brands we work with:

Get started today

If you’re tired of wasting your time shopping for cars and applying for car loans the old-fashioned way, get started with Canada Drives today. Even if you have bad credit, you could be driving your new car in as little as 24 hours!