Compare the Best Credit Cards in Canada

We found the best credit cards to suit a variety of lifestyles and financial situations. From the best credit-building credit card to the best travel rewards card, our goal is to make the decision easier for you. Apply today for one of these credit cards and start building your credit and your future.

Check out cards tailored to your needs

The Credit Builder (guaranteed)
The Traveler (rewards)
The Debt Consolidator (low interest)
The Student (rewards)

Best Guaranteed Approval Credit Card

Capital One® Guaranteed Mastercard®

This card is great if your credit needs improvement. Get access to credit and establish or repair your credit history.

  • Establish or repair your credit
  • Guaranteed credit card approval
  • Zero Liability protection, so you won’t be held responsible for unauthorized use of your card
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Best Travel Rewards Credit Card

Scotiabank Gold American Express® Card

For those with good or excellent credit, the Scotiabank Gold American Express card is great for earning rewards on everyday purchases. It also lets you shop and travel with peace of mind thanks to 8 types of insurance.

  • Good-to-excellent credit required
  • Sign-Up Bonus of 25,000 Scotia Rewards points after $1,000 of purchases in your first 3 months of card membership
  • Get 5 Scotia Rewards points for every $1 spent on eligible grocery stores, restaurants, popular food delivery and food subscriptions, and more
  • Get 3 Scotia Rewards points for every $1 spent on eligible gas, daily transit (rideshare, buses, taxis, and more), and eligible streaming services (Netflix, Cineplex Store)
  • Get 1 Scotia Rewards point for every $1 on purchases everywhere else
  • Exclusive access to special offers and events with Amex and American Express
  • Includes travel emergency medical insurance, trip cancellation insurance, lost baggage insurance, rental car collision insurance, and more
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Best Balance Transfer & Low-Interest Credit Card

Scotiabank Value Visa Card

The Scotiabank Value Visa Card offers a 0.99% interest rate on balance transfers for the first 6 months. Make the most of your balance transfer by paying down your balance before the promotional rate expires. Sign up and receive a supplementary card for a close friend or family member.

  • Fair-to-good credit required
  • Annual fee: $29
  • 0.99% 6-month introductory period (12.99% after 6 months)
  • Supplementary card for a friend
  • Visa payWave convenience
  • Car rental savings with AVIS & Budget
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Best Credit Cards for Students

Scotiabank® SCENE® Visa Card

With no annual fee and easy approval with no credit history, the Scene Visa card from Scotiabank is a great card for students. Students must have a part-time job earning a minimum of $251 before taxes per month, or you’ll have to get a co-signor.

  • No credit history required
  • Annual fees: $0
  • Earn 2,500 bonus SCENE points with $500 of purchases in the first 3 months
  • Get 5 Scene points for every dollar you spend at Cineplex theatres or at cineplex.com
  • Get 1 Scene point for every dollar you spend on everyday purchases
  • Redeem points for FREE movies
  • Includes $500 line of credit to start
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