how it works

Our Goal is to Ensure That You Are Able to Obtain the Vehicle Financing You Need, Regardless of Your Credit Score

We have already helped hundreds of thousands of Canadians by building and maintaining a large network of dealer partnerships in every region of Canada. This enables us to seek out the best car loan options for you.

Step 1

Preparing for Your
Car Loan

In the first stage of our process, we have you pick a vehicle type. By indicating which type of car you are looking to finance, we are able to find dealers that have this particular kind of vehicle in their inventory. It is important to note that by selecting a certain vehicle at this stage of the process; you will not be locked into purchasing this model. However, this selection helps us when we are identifying your vehicle needs.

By indicating which vehicle you are interested in, we are able to provide you with a better understanding of how much you can afford for monthly payments. You can also use our Car Loan Calculator to determine what you can afford.

Step 2

Filling Out
The Application

Next, you need to fill out our online Car Loan Application form. During this step you are asked for some basic information such as your employment, your address, and your contact details. The information that you provide during this step helps us determine which vehicle will fit within your budget.

As we assess this, it may be necessary to contact you directly to gather some additional information in order to move forward with your application. When we evaluate your financial parameters and personal vehicle needs, we are able to paint a clearer picture for which vehicle will be a good choice for you moving forward.

Step 3

Matching You
With A Dealer

After the first two stages are complete, we are then able to match your application with a certified dealer partner who is able to discuss your vehicle options and the amount that you are able to dedicate towards your monthly payments. After we have matched your application with our partner, you can then expect to be contacted by the dealer who is in the best position to offer you a suitable vehicle agreement.

At Canada Drives®, we believe that having bad credit should not interfere with your specific financing needs. We are highly committed to offering you a simple approach to obtain your loan that works to keep the process of getting a vehicle straightforward and stress-free.

Apply for Your Car Loan

Your online application takes only 2 minutes to complete and we only ask for information we actually need.

Get approved today

Or feel free to call us at 1-888-865-6402