surrey bad credit car loans

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Get Approved Online Today with Bad Credit, Or No Credit History in Surrey, BC!

Getting a Car Loan in Surrey is difficult if you’ve run into issues with credit in the past. The majority of dealerships in Surrey do not serve people with less than good credit. The last thing you want to do is waste your time hopping from dealership to dealership being turned down or going to your bank to hear “no”.

We recognize that there are a variety of situations that can cause a person in Surrey to have bad credit. Trying to find financing for a vehicle when you have no credit can be a huge waste of time – we make it as easy as possible. Canada Drives is the leader in Surrey for connecting customers with car financing, regardless of credit.

So How Do I Get a Car Loan in Surrey If I Have Bad Credit?

That’s easy – we start by getting you approved for financing through our quick online application. We then match you up with a dealership in Surrey that SPECIALIZES in approving bad credit car loans. While most dealerships in Canada aren’t equipped to approve customers with less than perfect credit, Canada Drives® dealership partners can handle any credit situation. We take the guesswork out of car shopping by giving you vehicle options that you’re pre-approved for. You’ll spend zero time at the bank, zero time jumping from dealership to dealership, and more time driving a car you’ll love. Apply Online Today - It’s Quick, Easy And 100% Secure.

Our service is free to apply. Your online application takes only 2 minutes to complete and we only ask for information we actually need to get you approved.

To find options within your limit, fill out an Online Application, it’s Fast, Easy And Secure and takes less than 2 minutes. No obligations and no strings attached. 

Gary Was Shocked We Could Get Him a Car and is Now Improving his Credit 

"Thanks to Canada Drives I was able to get this Mazda 3. Now, how we were able to purchase this car is beyond me as we have one of the worst credit histories but through them...we have a new vehicle. This picture was taken as we were getting ready to drive it off the car lot and bring it home!! Thank you so much Canada Drives because me deciding to click your link on Facebook got the ball rolling!!!”

- Gary

Apply Online Today - It’s Quick, Easy And 100% Secure.

Bad Credit Situations We Can Help Overcome: 

  • Missed Payments: most people have missed a payment or two in their lifetime
  • No Credit / First-time loan: everyone has to start somewhere
  • Bankruptcy: Starting fresh is a good thing, build your credit faster by making payments on a great vehicle
  • Divorce: It happens to more than 35% of marriages
  • Repossessions: Got a bad deal? Ran into hard times? It happens.
  • New to Country: Welcome! Many Surrey residents weren’t born in Canada – we can help!

There are a variety of reasons why someone has poor credit. No matter what the situation is, we can help you

Making Payments on a Vehicle Can Help Re-Establish Your Credit

Did you know that making payments on a vehicle will help re-establish your credit? It’s true, this is a great opportunity to start rebuilding your credit. While most auto finance lenders overlook customers with less than perfect credit, we don’t. In fact, bad credit is our specialty. Most everyone makes mistakes with their credit and deserves a second chance. If you’re thinking about getting a car, truck, SUV or van, but aren’t sure about your credit, don’t worry, we’ll make it easy for you

"Not only did they help us get into a newer vehicle but they are helping us rebuild our credit... I would recommend them to anyone who is looking for a newer vehicle with less then stellar credit.

- Stephanie

What Makes Canada Drives® Different than Traditional Options Like a Bank?

  • We are not concerned about your past credit mistakes, apply regardless of your credit situation
  • We have made the process very quick and painless with our simple 2-minute online application
  • We’ll get you pre-approved so you don’t waste time looking at vehicles you can’t afford
  • No more multiple appointments with the bank, you can be driving a car you’ll love in a little as 24 hours
  • Massive selection of Cars, Trucks, Vans and SUVs, through our extensive nationwide network of 350+ dealers

There is no obligation and our application process is free

We promise to help you get approved and find you a vehicle you'll love, regardless of your credit situation.

Apply for Your Car Loan

Your online application takes only 2 minutes to complete and we only ask for information we actually need.

Get approved today

Or feel free to call us at 1-888-865-6402