Get Approved Online Today with Bad Credit, Or No Credit History in Kelowna!

Getting a Car Loan in Kelowna is difficult if you’ve run into issues with credit in the past. The majority of dealerships in Kelowna do not service people with less than good credit. The last thing you want to do is waste your time hopping from dealership to dealership being turned down or going to your bank to hear “no”.

We recognize that at there are a variety of situations that can cause a person in Kelowna to have bad credit. Trying to find financing for a vehicle when you have no credit can be a huge waste of time – we make it as easy as possible. Canada Drives is the leader in Kelowna for connecting customers with car financing, regardless of credit.

We're Fast, Free & Convenient with No Obligation!

  • Our service is 100% free to use
  • Our online application takes just 2 minutes to complete
  • We only ask you for information required to get you approved
  • You can take comfort in knowing your information is secure throughout our seamless application process
  • Our specialists can help when most lenders can’t, which has allowed us to approve thousands of Canadians with bad credit.

Why We Can Help When Others Cannot:

  • We only work with experienced lenders that specialize in approving loans for customers who don’t have good credit
  • We have dedicated staff with years of experience in helping customers with bad credit or other challenging credit situations
  • We have over 350+ dealership partners with a huge inventory of affordable vehicles in all price ranges to fit your budget
  • We offer $0 down and low monthly payment options, even for bad credit situations!

Sandy Was Afraid She Would Be Denied Before We Got Her Approved

"You walked me through everything and made me feel very comfortable. I am so happy with the way things went when I was purchasing my very first car. I was very nervous since I was rebuilding my life and was afraid to be denied. But look at me…. wow, and what a great deal. Thank you so much for all your help. Your walked me through everything and made me very comfortable. I will be back but not soon as I love my new car. Thanks again!” - Sandy

Apply Online Today - It’s Quick, Easy And 100% Secure.

Bad Credit Situations We Can Help Overcome:

  • Missed Payments: most people have missed a payment or two in their lifetime
  • No Credit / First time loan: everyone has to start somewhere
  • Bankruptcy: Starting fresh is a good thing, build your credit faster by making payments on a great vehicle
  • Divorce: It happens to more than 35% of marriages
  • Repossessions: Got a bad deal? Ran into hard times? It happens.
  • New to Country: Welcome! Many Kelowna residents weren’t born in Canada – we can help!

There are a variety of reasons why someone has poor credit. No matter what the situation is, we can help you!

Making Payments on a Vehicle Can Help Re-Establish Your Credit

The good news is that our financing specialists are experts at getting past these hurdles, and your credit will start to recover after consistent monthly car payments.

"Not only did they help us get into a newer vehicle but they are helping us rebuild our credit... I would recommend them to anyone who is looking for a newer vehicle with less then stellar credit. - Stephanie

What Makes Canada Drives® Different than Traditional Options Like a Bank?

  • We are not concerned about your past credit mistakes, apply regardless of your credit situation
  • Our 2 minute online application process is quick and painless.
  • We’ll get you pre-approved so you don’t waste time looking at vehicles you can’t afford
  • No more multiple appointments with the bank, you can be driving a car you’ll love in a little as 24 hours
  • Massive selection of Cars, Trucks, Vans and SUVs, through our extensive nationwide network of 350+ dealers
  • There is no obligation and it's free to apply

We promise to help you get approved and find you a vehicle you'll love, regardless of your credit situation.

Apply for Your Car Loan

Your online application takes only 2 minutes to complete and we only ask for information we actually need.

Get Approved Today

Or feel free to call us at
1-888-865-6402