Need a car loan but don't know where to start? You've come to the right place!

In the past, Ontarians could only apply for a car loan: 

  • through the dealership
  • at the bank

Today, there's a third way and it's a lot more efficient... 

How Canada Drives simplified car loans

Canada Drives is a tech company that changed the way Canadians find and finance their next vehicle. Through a simple online application, you can apply for finance in minutes, get preapproved within hours, and be driving a new car by tomorrow! 

With a preapproval secured BEFORE you start car shopping, you can start looking at cars that you can actually afford. And we can connect you with a local dealership that knows how to help! 

Since 2010, we've helped over 1 million Canadians secure the auto financing they need. 

Why more-and-more Canadians are choosing the Canada Drives Advantage:

  • Quick online application: We have made the online application extremely quick and painless. It takes less than 3 minutes to complete!
  • Fast auto loan pre-approval: Don’t waste time looking at vehicles you can’t afford. Apply online and get preapproved on the same day!
  • No more dreaded appointments: We do everything by phone or email. It means less paperwork and less effort for you!
  • We work with ALL credit situations: Bad credit? No credit? No matter where you are on the credit spectrum, our digital doors are open 24/7!
  • Tried & trusted: Since 2010, we've been helping customers find great cars and affordable loans! Over one million Canadians have applied for finance with us!
  • We're nationwide: If you think we can't serve your region, think again! We serve ALL counties, cities, and towns across the great province of Ontario!
  • It's FREE to apply: See what you're eligible for today!

Here's how it works: 

Step 1 - First, we ask you to pick a vehicle type. By indicating which type of car you are looking to finance, we are able to find dealers that have this particular kind of vehicle in their inventory.

Step 2 - Next, you need to fill out our online Car Loan Application form. This questionnaire takes just 3 minutes and we only ask for basic details. With this information, we are able to determine how much you're eligible for. 

Step 3 - Then, we'll match your application with a certified dealer partner who is able to discuss your vehicle options. You can expect to be contacted by a dealership near you that is in the best position to offer you a suitable vehicle with a monthly payment that makes sense. 

What If I live outside major Ontario cities?

If you live in big cities like Toronto, Ottawa, Hamilton, Kitchener, or London there are lots of dealerships to choose from when you’re looking for a car, but many of these dealerships don’t offer bad credit car loans.

If you live in smaller cities and towns like Oshawa, Windsor, Barrie, Thunder Bay, or Sarnia, it can be even harder to find a dealership near you that works with bad credit customers.

We don't just serve Toronto and Ottawa - we work with the most reputed lenders and dealerships throughout Ontario! Wherever you live in the province, click here to apply now and get approved today!

Apply for your car loan online

Don't waste time at the dealership looking at vehicles you can't afford. Don't get held up with all the bank's paperwork. Apply online in minutes and join the thousands & thousands of people who will get approved for auto finance from the comfort of their own homes! Get approved today

More resources

We make car finance easy. Find out more about your next vehicle purchase:

Apply for Your Car Loan

Your online application takes only 3 minutes to complete and we only ask for information we actually need.

Get Approved Today

Or feel free to call us at
1-888-865-6402