At Canada Drives®, our mission is to get Canadians driving as soon as possible. Even if you have bad credit or no credit, a car loan is easier to secure than ever before, and can even help you rebuild your credit!

If you have bad credit in Thunder Bay, you can save yourself a lot of time and stress by focusing on the dealerships that know how to help bad credit customers...

Where can I get a bad credit car loan in Thunder Bay, Ontario? 

There are multiple dealerships in the city of Thunder Bay. If you live more rurally in places like Neebing, O'Connor, or South Gillies, you have to venture into Thunder Bay to shop around for the best deals.

Unfortunately, some dealerships cannot work with you if you have bad credit.

But Canada Drives® online service ensures you don't waste time visiting dealerships that can't help you or looking at vehicles you can't afford. Simply apply for finance online in three minutes, get preapproved in a couple of hours, and get matched with a local dealership in Thunder Bay (or near Thunder Bay) that has a great vehicle at the price you’re looking for!

As the premier bad credit car loan specialists in Canada, we’re partnered with dozens of certified dealerships and most of the top lenders in Thunder Bay, Ontario. Apply online today and drive away tomorrow.

The Canada Drives® advantage

If you’ve been declined for finance in the past, you’ve come to the right place.

Here's why more and more Canadians are choosing Canada Drives: 

  • We work with ALL credit situations: Bad credit, good credit, or no credit, we can help you!
  • Simple 3-minute online application: We made the application extremely quick & painless, so you can apply and get on with your day.
  • Our pre-approval will save you time: Don’t waste time looking at vehicles you can’t afford. We'll match you with a local dealership that specializes in bad credit auto loans.
  • No more face-to-face appointments: To save you time, we do everything by phone or email.
  • Massive selection of vehicles: Whether you want a car, truck, van, or SUV, our extensive nationwide network of over 350 dealerships will have what you're looking for.
  • NO obligation to commit: Take a few cars for a test drive. Changed your mind? Simply walk away!
  • Our service is FREE. What have you got to lose? See what you're eligible for today!

How Canada Drives® helps bad credit customers in Thunder Bay!

We offer solutions for a variety of financial situations. We know how to get you approved even if you're facing:

  • Bankruptcy
  • Collections
  • R9’s
  • Missed Payments
  • Wrote off Credit Cards
  • Repossessions
  • Consumer Proposals
  • Divorce
  • No Established Credit

Auto finance is easy with Canada Drives

Get approved in a few simple steps! Here’s how it works:

    Step 1 - First, we ask you to pick a vehicle type. By indicating which type of car you are looking to finance, we are able to find dealers that have this particular kind of vehicle in their inventory.

    Step 2 - Next, you need to fill out our online Car Loan Application form. The application takes just 3 minutes and we only ask for basic details. With this information, we are able to determine how much you're eligible for. 

    Step 3 - Then, we'll match your application with a certified dealer partner who is able to discuss your vehicle options. You can expect to be contacted by a dealership near you that is in the best position to offer you a suitable vehicle with a monthly payment that makes sense.

And the best part about our service? It's FREE!

Pro Tip: Make sure to ask your dealer about our 0 down payment car deals!

How do I qualify for a Thunder Bay bad credit car loan?

The minimum requirements are simple:

  • Are you at least 18 years old? 
  • Do you have a driver’s license?
  • Do you work full time? 

If your answers to these questions are YES, apply online, and let us handle the rest! Your bad credit car loan is just a few clicks away! It really is that easy!

Apply for Your Car Loan

Your online application takes only 3 minutes to complete and we only ask for information we actually need.

Get Approved Today

Or feel free to call us at
1-888-865-6402