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Many Canadians take a consumer proposal as an option opposed to declaring bankruptcy. Entering into a consumer proposal allows a person to restructure their debt in such a way that they will be able to better pay them down.

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Car Finance | Jan 23, 2023

How Ontario Speeding Tickets Impact Insurance Premiums

Here’s how much speeding costs you in Ontario, what happens to your Ontario insurance rates following a ticket, and a closer look at Ontario demerit points’ imp...

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Car Finance | Dec 31, 2022

What Does Deductible Insurance Mean for Car Owners?

If you’ve purchased car insurance before, you’ve likely seen the term “deductible” in the description of your policy. But what exactly is a deductible, and how...

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Car Finance | Dec 7, 2022

How Much Will My Insurance Increase After a Car Accident?

Insurance companies use specialized formulas and calculations to determine the risk factor you pose, which helps determine the rate you pay for coverage....

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Car Finance | Dec 6, 2022

Alberta Car Insurance Laws, Grace Period & Other FAQs

In the fourth quarter of 2020, when many people were staying home to prevent the spread of COVID-19, Alberta auto insurance premiums went up by 30 per cent comp...

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Car Finance | Dec 5, 2022

Do You Pay Tax on Private Car Sales in Ontario?

In Ontario, we’re accustomed to paying sales tax on many things we buy from stores and other retail locations, including new and used vehicles. Those retailers,...

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Car Finance | Nov 28, 2022

GAP Insurance Explained: How Does it Work & Who is it For?

Of all the extra-cost add-ons that can be tacked on to your vehicle purchase, GAP insurance is one of the most sensible. But how does it work exactly, who is th...

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