Canada Drives Finance: Car Loans Made Easy

The Easiest Way to Buy a Car in Canada.

The days of wasting your Saturday inside a dealership finance office are over. More Canadians are seeking out online car sales because they want to avoid face-to-face interactions and haggling with salespeople. They prefer organizing financing and completing paperwork at home. 

Enjoy all the best things about car shopping with Canada Drives! As the nation’s largest 100% online vehicle retailing and delivery platform, Canadians can shop hundreds of certified used cars, organize financing with one of Canada Drives' many lending partners (or with their own bank), and have their vehicle delivered to their doorstep with a click of a button.

Flexible financing options

Anybody who has ever bought a car before knows that organizing financing is the boring part, but Canada Drives makes it easy with flexible payment options at check out.

Having built a network of trusted prime and non-prime lending partners over the years (including some of The Big 5 banks), financing your vehicle with Canada Drives is extremely convenient. If you’d rather not be financed through Canada Drives, that’s no problem. Additional payment options include paying in full via debit and credit cards, paying partially in advance and partially upon delivery, or securing a loan from your own financial institution. If you do decide to finance with Canada Drives, rest assured that dedicated teams are working constantly to ensure you get approved for the best rates possible.

Less paperwork

Anyone who’s bought a car at a dealership knows the paperwork can be a real ordeal. You’re locked in their office, and it takes a significant amount of time. You feel burned out by the end of it, like you just did your taxes. 

When you buy a car online with Canada Drives, all the essential paperwork is e-mailed to you to be completed on your schedule, in the comfort of your own home. You don’t need to leave the house, and you can take your time going through the documents. No need to rush through a stack of tedious paperwork like at a dealership. You don’t even have to print anything; all documents can be signed digitally! 

What are Canada Drives financing rates? 

With terms that range from 24 months to 96 months, Canada Drives financing rates are anywhere between 3.99% to 19.9% depending on your credit score and other factors. Customers can finance a car with Canada Drives without a down payment. 

Get pre-approved today

When you finance with Canada Drives, you'll enjoy affordable monthly payments thanks to the best financing rates available. Furthermore, the entire application and approval process can be completed 100% online. As a first step, it’s wise to get pre-approved before you start looking at vehicles. By getting pre-approved for financing, you know exactly what you’ll qualify for before you start your car search. To get started with a pre-approval, complete a short, three-minute online application and we’ll text you your approval terms.

This type of credit check will not impact your credit score. 

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