If you’re ready to buy that car you’ve been dreaming of, that’s great! There’s a couple of different ways to apply:
If you’re ready to make that next step, applying online is the fastest and easiest – your application is often processed the same day. However, if you still have some questions, give us a call. We’d be happy to walk you through the application over the phone and answer any lingering questions you may have.
Or, maybe you’re still not sure, but too busy to call? Contact us by email.
Well, every situation is different, but some car loans can definitely carry a large interest rate with them. Most loans start just above prime (lower for new cars) and go up from there. It depends on your exact financial situation and assumed risk for the lender. It’s kind of like car insurance – the better driver you are, the lower the rate you pay.
While there are no shortcuts to fixing your low credit score, there are definitely steps you can take to get in moving in the right direction. You can start by signing up for our Free Credit Tips.
Yes. Get pre-approved. If you’re unsure you’ll qualify for a car loan, there’s nothing more frustrating that spending hours at a dealership just to be told you’re not approved. Apply online, call your bank, or talk to a relative who’s willing to lend you money. It doesn’t matter, just have your financing in place before you go to the dealership.