Buying a car with bad credit in Toronto used to feel a little like being a Maple Leafs fan. You’d spend a lot of time and energy getting your hopes up, only to be let down again and again and again, with nothing to show for your effort. 

It’s a story shared by many Torontonians. You hit all the dealerships in sight—from Downtown Toronto to Scarborough to Etobicoke and everywhere in between. Maybe you even stray a little further from home, trekking out to Brampton or Mississauga or Oshawa or Hamilton, searching for that perfect car deal… 

And maybe you even find it a few times. But then, as soon as it’s auto-financing time, your bad credit kills your chances of being approved for a loan and poof, your dreams of a new ride vanish into thin air. 

Fortunately, those days are behind us.

Get a bad credit car loan online with Canada Drives

Canada Drives makes getting a car loan easy, even if you have bad credit. You apply online, get approved within hours, and are matched with a local dealership in Toronto (or anywhere else in Ontario). 

If you’ve been declined for a car loan in the past because of bad credit you’ve come to the right place. More than a million Canadians have found reliable vehicles with affordable auto financing through Canada Drives. But don’t believe us—check out our reviews on Trustpilot for yourself

What you can expect from our simple, fast, FREE service: 

  • Works with all credit situations, including bad credit and no credit 
  • Easy online application that takes less than 2 minutes to complete 
  • Everything is done online and over the phone—no need for face-to-face appointments
  • Fast pre-approvals, typically within hours or the same day 
  • Massive selection of vehicles across a nationwide network of dealerships 
  • No obligation to commit whatsoever—if you change your mind, just walk away 

Here’s how it works: 

  1. Apply in minutes with our simple online application form. 
  2. Within 24 hours, one of our experienced consultants will be in touch to discuss your options. 
  3. We’ll connect you with a nearby dealership that has a variety of vehicles that match your budget and needs. 
  4. Then, simply choose your new ride, complete some paperwork, and drive away. 

What brands does Canada Drives work with?

We connect customers to the best local deals on all types of cars, SUVs, pick-ups and more. Here are just a few of the brands we work with:


General Motors





FCA Canada




Get pre-approved today

Ready to apply? You could be driving your new car in as little as 48 hours. 

If you’re tired of wasting your time applying for car loans the old-fashioned way, apply for a bad credit car loan with Canada Drives today. 

It’s fast, simple, free, and you can do it all without even leaving your couch.

Apply for Your Car Loan

Your online application takes only 3 minutes to complete and we only ask for information we actually need.

Get Approved Today

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